Annuity vs Drawdown: The UAE Expat's Retirement Choice

Taking Control of Your Retirement Income

The way you access your pension can be as important as the way you built it. For most expats, flexi-access drawdown offers the control and flexibility needed for a multi-jurisdictional retirement. We help you model your income as part of our UAE pension advice service, ensuring your withdrawals are sustainable and tax-efficient.

Flexibility for the Modern Retiree

Unlike an annuity, which provides a fixed income for life, drawdown allows you to adjust your withdrawals based on your needs and market performance. This is particularly useful for those who may have different requirements in different phases of retirement. Our pension advisers in Dubai focus on building a drawdown strategy that lasts as long as you do.

Drawdown Advantages

• Control: You decide how much to take and when.
• Legacy: Remaining funds can be passed on to heirs tax-efficiently.
• Growth Potential: Your pot can continue to grow even as you take an income.

Your retirement should be as unique as your expat journey—choose a strategy that offers maximum control.